Finance

Asset leasing allows clinics and salons to offer the latest in aesthetic beauty technologies and treatments whilst spreading the investment cost over time in a manageable and tax efficient payment plan. Often operators are able to create a cash positive positions from day one.

How Asset Finance Works

Once you have identified a Smart device (asset) that you would like to add to your clinic, the finance company will effectively purchase the equipment (asset) on your behalf and pay us directly. You will then pay the finance company a fixed monthly amount, over the agreed period (term). Asset leasing provides:

• The ability to source the best possible equipment

Upgrade, replace or add - allowing you to offer the latest treatments & stay ahead of the curve.

• No major upfront costs

In most cases, only a small deposit is required when placing your order.

• Fixed monthly payments

Allows you to manage cash flow over an agreed term.

• Tax efficiency

Your monthly lease payments are a business expense and 100% allowable against your tax.

• Upgrade any time

Have the opportunity to upgrade your current leased equipment.

• Only fixed term agreements

No expensive end of ‘term’ balloon payments*

*The Smart Group insist that our finance partners provide fixed term agreements, meaning you have the choice to take title of the equipment for a nominal fee (equal to 1 months payment) at the end of the term, or you can upgrade to new equipment and start a new plan.

Smart & Flexible Payment Plans

SMART START 6

Pay just £50 for the first 6 months – perfect to generate positive cash flows from day one – available on selected products.

3, 4 & 5 Year Terms

Choose which suits you best.

3 Year Interest Free

Agree with your investment choice and spread the cost over 3 years – with no interest to pay.

Regulated Providers for Complete Peace of Mind

The Smart Group are pleased to partner with leading UK asset leasing companies that are regulated by the FCA (Financial Conduct Authority) and licensed by the government to offer a choice of investment plans that will best suit your business model and cash flows.

The FCA requires the finance company to undertake a “soft search” to ascertain the affordability of your choice and doesn’t put unnecessary financial strain on you and your business.

Typical Finance Plans

* Prices subject to vat. Tax benefit calculated at 19% corporation tax for ltd company.

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